The following shall set forth the Terms and Conditions (the "Agreement") of THE FLASHCASH AFFILIATE PROGRAM (the "Program" or the "Affiliate Program") operated by FLASHCASH, (hereinafter, "AP" or "we" or "us" or "our" ). As used in this Agreement, "you" or "your" means the applicant/participating affiliate. Program Eligibility, Application and Enrollment: You must be over the age of eighteen (18) years in order to enroll and participate in the Program, or over the age of majority if you reside or conduct business in a jurisdiction where the age of majority is greater than eighteen (18) years. Your site(s) may not incorporate images or content that is unlawful, defamatory, obscene, harassing or otherwise similarly objectionable. Your site(s) may not, directly or indirectly, facilitate illegal activity, promote violence or engage in, or promote infringement of the copyright or other intellectual property rights of others. Any affiliates that utilize, directly or indirectly, CHILD PORNOGRAPHY or other unlawful images, content or activities in connection, directly or indirectly, with the promotion of any of our site(s) will be terminated immediately (without any compensation) and will be reported to appropriate local, state and/or federal authorities. We pride ourselves in the manner in which we conduct our business practices and we expect no less from our affiliates! Although we are under no obligation to do so, we may evaluate your application or your method of operation, before or after you are accepted into the Program. We reserve the right to reject your application or your continued participation in the Program if we, in our sole discretion, determine that your site(s) or your method of promotion or participation in the Program are not consistent with the intent of this Agreement, whether or not such activity is specifically prohibited by this Agreement. Our determination to accept your application or to permit your continued participation in the Program shall not be construed by you (or any third party) as a determination by us that you have met our affiliate eligibility requirements. Compliance with these requirements is your responsibility! FLASHCASH will be offering several billing options on its sites in order to satisfy the members' needs regarding type of payment instrument, currency and geographic location. We are currently using Local Billing. PROMOTION RULES: You may use any legal and ethical method(s) of promotion you choose, consistent with the terms of this Agreement. You may not employ deceptive language or misleading URL's in our promotional links. You may use banner advertisements, button links and/or text links to our site(s). Subject to the terms and conditions hereof, you are granted a limited, non-exclusive, non-transferable license to access and download promotional links and other designated promotional materials from our "Webmaster Admin Area" (the "Member Area"), which promotional links may contain our trade names, service marks, and/or logos for display on your affiliate site(s) for the sole and exclusive purpose of promoting websites owned, operated or controlled by us. In utilizing such promotional links, you agree that you will cooperate fully with us in order to establish and maintain such link(s). No promotional link may be modified without our prior written consent. The use of deceptive or illegal practice(s) in promoting our site(s) is strictly prohibited. You may not promote any of our pay site(s) in a manner that is intended to generate payouts to you without providing us with the commercial benefits of your promotion. Because it is not possible to specifically list every possible method of engaging in deceptive, illegal or commercially unethical conduct that are prohibited by the Agreement, you acknowledge and agree that we reserve the right, in our sole discretion, to determine if your promotion of any of our site(s) is inconsistent with the intent of this Agreement. The following are only examples of the type of promotional activities that you may not engage in and which will result in your immediate termination (without payment of any amounts you may believe are due you): 1) you may not require a sign-up to any of our pay sites as a condition of accessing any site(s) or receiving any other consideration; 2) you may not engage in any promotion which is intended to create a sign-up to any of our site(s) which is not completely voluntary and made with a good faith intention to become a bona fide full pay member to our site(s); 3) you may not utilize personal ads (such as the personals appearing on Yahoo! or AOL, for example); 4) you may not use "warez, torrent, p2p network, file sharing" sites to promote our site(s); 5) you may not promote our site(s) via a non-adult free host (such as Geocities or Angelfire, for example); 6) you may not promote our site(s) with the explicit or implicit message or suggestion that the potential member or subscriber to any of our site(s) take advantage of introductory rates or offers without any realistic intention of continuing as a paying member or that the potential member or subscriber join our pay sites without any realistic intention of continuing as a member on an ongoing basis. NO SPAMMING: We engage in complete NO SPAM and NO EMAIL policy and we don't allow any kind of email promotion of FLASHCASH sites and network. You SHALL not promote us through the transmission of individual and/or bulk e-mail at any time, any kind of emailing will be considered breach of rules. Webmaster shall not use or employ any form of mass solicited or unsolicited electronic mailings, newsgroup postings, Instant Messenger chat ("chatters" are considered spam), IRC postings, adware, spyware, malware marketing or any other form of "spamming" as a means of promoting Webmaster Websites or for the purpose of directing or referring users to any Websites owned, operated or controlled by FLASHCASH. This also includes, but not limited to cross sales where the originating sale was promoted through any method of "Spamming". Webmaster further acknowledges and agrees that FLASHCASH has the right to immediately, and without notice, terminate your participation in the Program if FLASHCASH, in its sole and absolute discretion, concludes that Webmaster has engaged in the use of any form of mass solicited or unsolicited electronic mail solicitations, newsgroup postings, password selling or trading, warez, IRC posting, adware, spyware, malware marketing or any other form of "spamming".NOTE: FLASHCASH HAS ZERO TOLERANCE FOR SPAMMING. IF WEBMASTER SPAMS, PARTICIPATION IN THE PROGRAM WILL BE TERMINATED, WEBMASTER WILL BE BANNED FROM FUTURE PARTICIPATION IN THE PROGRAM AND ALL FUNDS OTHERWISE DUE TO WEBMASTER WILL BE FORFEITED TO FLASHCASH. PAYOUT We will pay you commissions for all valid, as defined in this Agreement, confirmed membership sign-ups ("sign-ups") that you send us, as follows: For sign-ups under the Pay Per Sign-up program you will receive $30 for every sign-up (including $1 trials) to any of our sites enrolled in the Pay Per Sign-up program. For sign-ups under the Revshare program you will receive 60% of all income from trial sign-ups, rebills and recurring rebills for as long as the surfer remains a member of our sites. We will pay the processor fees from our share so as example on $39,95 sign-up will earn you $23.97 + 50% of possible rebills. A qualified signup is a signup of a valid referral that does not result in a refund or reversal in the first 24 hours of membership and is not in violation of the terms of this agreement. For the Referrer program you will receive 5% of all income made by webmasters referred by you. English-only sign-up requirements. We pay commissions to our affiliates for sign-ups to our "free trials" in order to obtain English literate members. This is not intended to be discriminatory or derogatory to non-English surfers but rather because our sites, newsletters and solicitations are directed to surfers who are fluent in the English language. Therefore all "free site" programs that our affiliates promote must be from English language sites. This means that the Site must TRULY be in the English language for English fluent visitors or members. Sites that are created by, or affiliated with, non-English site(s) for the primary purpose of circumventing this rule (or similar rules of other Webmaster compensation programs) do not qualify to receive commissions from us. ACCEPTED COUNTRIES We accept webmasters from all countries! We at FLASHCASH believe in equality of all webmasters worldwide, for us webmaster is webmaster no matter from what country he is from! Do security reasons we reserve right to reject webmaster application or to request additional documentation for verification purposes if we determine that the webmaster application in question can be marked as high risk or we find information's submitted not correct or unverifiable. Mandatory Conversion Ratios or Chargebacks Affiliates who have chargebacks of two (2%) percent or greater, or credit backs ("refunds") of five (5%) percent or greater may be terminated from the Program. Credit back is defined as customers who cancel their memberships and receive a credit. Chargeback is defined as a refund of payment for customers after the credit card has been processed. We reserve the right to terminate you, with payment for amounts due you prior to termination (provided you have complied with the terms of this Agreement) if your trial referrals do not convert to full membership in ratios that are acceptable to us. Similarly, we do not pass on to you the substantial cost we must incur for "chargebacks" or "credit backs". We will apply, as financially necessary, an imputed deduction from commissions or referral fees due you for traffic that you send us that does not visit our site(s) after sign-up, obtains a credit or chargeback without basis, or does not subscribe to a trial membership with a good-faith intention to convert to full membership upon confirmation that the site(s) contain the represented content. All Commission and Bonus rates are subject to change from time to time, upon email notice to you and/or notice posted on this site. COMMISSION PAYMENT DATES Commission payouts are made, ON TIME, as follows: The Pay Period shall be split into two monthly periods defined as from the 1st of the month to the 15th of the month and the 16th of the month to the last day of the month. Payments shall be made 2 weeks after the end of pay period (for periods of 1st - 15th gets paid on 1st of following month), and first payment is sent 30 days after end of pay period and following payment are sent every 2 weeks thereafter. FLASHCASH affiliates will receive their first payment (assuming that the minimum payout amount has been reached) one month (30 days) after the close of the respective pay period. You acknowledge and agree that you shall not be entitled to a commission or referral fee for any referrals, which are a violation of the terms of this agreement. You also acknowledge and agree that you shall not be entitled to a commission or referral fee from FLASHCASH for any subscription, which FLASHCASH in its sole and unfettered discretion determines, is the result of possible fraudulent activity. Payment dispute If you dispute or have questions regarding the manner or amount of calculation of your commission with regard to any given payment period, you must inform us within sixty (60) days of said payment, otherwise you are deemed to have waived your right to challenge said payment calculation. We may modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion. Method of Payment Payments will be in the form and the method selected by you in your application and that is offered by the Program as supported payment methods. Should you wish to change the payment method indicated in your application, you must make this change in you "account" at least 7 days before the end of any given Pay Period. You may request and receive payment via bank Wire Transfer or Paxum, you pay the costs associated with the selected payment method. Payment via wire is available only for payments of $1000 or greater. NO CHEAT POLICY: We honor the spirit as well as the specific terms of the Program and we expect the same of you. If you violate the intent of any of the terms of this Agreement, your account will be terminated immediately without any prior notice. We will not pay you commissions or bonuses procured by actions that violate the express or implied terms of this Agreement. Additional Terms and Conditions Modification We may modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion. Notice of any change by e-mail, to your address on our records, or the posting on our site(s) of a change notice of a new agreement, shall be sufficient notice for notifying you of a modification to the terms and conditions of this Agreement. All such modifications shall take effect 48 hours after we serve notice, as provided above, unless we indicate otherwise. If any modification is unacceptable to you, your only recourse is to terminate this Agreement. Your continued participation in the Affiliate Program, after our posting of a change notice or new agreement on our site, shall constitute binding acceptance of the change. Term of this Agreement The term of this Agreement will begin upon our acceptance of your Affiliate Program Application and will end when terminated by either party. Either you or we may terminate this Agreement at any time, with or without cause, by giving the other party notice of termination. Notice by e-mail, to your e-mail address on our records, is considered sufficient notice to terminate this Agreement. If this Agreement is terminated because you have violated the terms of this Agreement you are not eligible to receive any commission payments, even for commissions earned, but for termination for violation of this Agreement, prior to the date of termination. If this Agreement is terminated for any other reason, you will receive commission due you for commissions (payouts) earned prior to the termination of this Agreement. We hereby reserve the right to withhold your final payment for a reasonable time to ensure that we pay you your correct final payment. Relationship of Parties You are an independent contractor and not our agent, and we expressly disclaim responsibility for any conduct by you in violation of the terms of this Agreement. Nothing in this Agreement will create any partnership, joint venture, agency franchise, sales representative, or employment relationship between us. You do not have the authority to make or accept any offers or representations on our behalf or to make any statement, whether on your site(s) or otherwise, that reasonably would contradict anything in this section. Limitation of Liability We will not be liable nor our subsidiaries and affiliates, and their directors, officers, employees, agents, shareholders, affiliates, members, and other owners, will be liable for indirect, special, or consequential damages, or any loss of revenue, profits, or data, arising in connection with this Agreement or the Affiliate Program, even if we have been advised of the possibility of such damages. Further, our aggregate liability arising with respect to this Agreement and the Affiliate Program will not exceed the total commissions paid or payable to you under this Agreement or One Hundred ($100.00) Dollars, whichever is less. The foregoing limitation of liability shall apply regardless of the cause of action under which such damages are sought. No Monitoring or Supervision Provided By Us We have no obligation to monitor, supervise or review content appearing or otherwise distributed on, at or in association with your website. You assume the full and sole responsibility and liability for the decision to display or include content on your website, to distribute or make the content available to the viewers of your website in various geographical areas, and for all decisions relating to the manner in which you permit or restrict access to your website. Disclaimers We make no warranty, expressed or implied, with respect to any information delivered hereunder, including implied warranties of merchantability, fitness for a particular purpose or freedom from patent, trademark or copyright infringements, whether arising by law, custom or conduct, or as to the accuracy or completeness of the information, and we shall not have any liability to you or to any other person resulting from your or such third person's use of the information. We make no express or implied warranties or representations with respect to the Affiliate Program or any of our services or other items sold through the Program (including, without limitation, warranties of fitness, merchantability, non-infringement, or any implied warranties arising out of a course of performance, dealing, or trade usage). In addition, we make no representation that the operation of our site(s) will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors. Representations and Warranties. You hereby represent and warrant to us that this Agreement has been duly and validly executed(accepted) and delivered by you and constitutes your legal, valid and binding obligation, enforceable against you in accordance with its terms; and that the execution, delivery and performance by you of this Agreement are within your legal capacity and power; have been duly authorized by all requisite action on your part; require the approval or consent of no other persons; and neither violate nor constitute a default under the: (i) provision of any law, rule, regulation, order, judgment or decree to which you are subject or which is binding upon you, or (ii) the terms of any other agreement, document or instrument applicable to you or binding upon you. Should any law enforcement agency or Internet service provider provide us with notice that you have engaged in transmission of unsolicited bulk e-mails, or have otherwise engaged in unlawful conduct or conduct in violation of said service provider's terms of service, we reserve the right to cooperate in any investigation relating to your activities, including disclosure of your account information in connection therewith. Indemnification You hereby agree to indemnify, defend and hold us, our shareholders, officers, directors, employees, agents, affiliates, successors and assigns harmless, from and against any and all claims, losses, liabilities, damages or expense (including attorneys' fees and costs) of any nature whatsoever incurred or suffered by us (collectively the "Losses"), in so far as such Losses (or actions in respect thereof) arise out of or are based on: (i) any claim or threatened claim that your use of any Trademark(s) (other than Trademark(s) you obtain from us pursuant to this Agreement) infringes on the rights of any third party; (ii) the breach of any promise, covenant, representation or warranty made by you herein; or (iii) or any claim related to your site(s) or your promotional activity. Miscellaneous Terminated affiliates cannot apply to become affiliates at a later date, without our express written consent. You may not assign this Agreement, by operation of law or otherwise, without our prior written consent. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement. BY APPLYING TO BE AN AFFILIATE IN THE PROGRAM, YOU ARE: 1) STATING AND REPRESENTING THAT YOU HAVE READ AND UNDERSTAND THE TERMS AND CONDITIONS SET FORTH HEREIN; AND 2) AFFIRMATIVELY INDICATING THAT YOU AGREE TO EACH AND EVERY TERM OF THE AGREEMENT AND THAT YOU AGREE TO BE BOUND BY THESE TERMS